Web dashboard and mobile app screens for the CashPlus idle-cash optimization concept, across a self-serve case and an advisor-handoff case.
Reshma Singh · Prepared for the Digital Banking Product Manager, VP interview
Choose a Platform
The same agent logic, rendered natively for each surface — a dashboard insight card on web, a push-style moment on mobile.
cashplus.morganstanley.com/dashboard
Morgan Stanley
Overview
CashPlus
Transfers
Cards
Statements
Settings
The Design Boundary Built Into Both Screens
Every state above traces back to one rule: the agent can surface and act within pre-authorized limits — it cannot decide on its own for large or ambiguous balances. That's why the Settings card exists on web, and why Scenario B never shows a "Move Now" button at all.
Auto-Optimize Idle Cash
When enabled, we'll automatically move idle cash into your best eligible rate for balances under $100,000 with no liquidity flags detected. Larger balances or flagged activity are always routed to your advisor first — never moved automatically.